• Welcome to Old Point Mortgage!

    We are your consumer advocates. Look to us to show you the facts about all the different loan programs available to you and which ones are a better financial fit for your needs. This is what we mean by trusted, transparent and responsible lending.

    Our mortgage bankers are SAFE Act licensed and we adhere to a strict no-steering policy. We are only interested in helping you find the loan that best fits your needs.

    Get a free quote    Apply Now

    Happy Old Point Mortgage Customers
  • Get the best possible Rates!

    As a direct lender, we provide some of the lowest rates in the industry. Our underwriting team is dedicated to fast approvals and closing your loan quickly. Our "no steering" policies guarantee that you'll see all loan programs available for your scenario.

    We are licensed in accordance with the federal government’s S.A.F.E. Act and our mission is to become friends and mentors during your search for the best loan available.

    Get a free quote    Apply Now

    Home Buyers
  • efficient mortgage process

    Save time, money & the environment!

    Our advanced mortgage automation delivers e-disclosures and real-time loan pricing. We can source, manage, price and lock loans with multiple agencies in just a few minutes.

    Call now for a free quote, or try a quick quote today!

    Get a Quote

  • Credit Tune Up

    Funding Suite's Intelligent Credit Report interprets tradelines, detects data errors, predicts Fannie Mae/Freddie Mac underwriting conditions and suggests ways to strengthen your credit scores in 72 hours.

    This is the industry's only Credit Reporting software that proofreads every credit file in order to strengthen your borrowing power. We use it to find errors or other issues in your credit profile that may be wrongfully lowering your score and driving up your rates. Want To See Yours?
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    Analyze your credit

Josephine W.  Wong

Josephine W. Wong
Senior Loan Officer
VA License #MLO-10002VA
NMLS # 453352
(click link above to check license)

Direct: 757-251-2781
Mobile: 757-218-8818
Fax: 757-605-4679

15 West Mellen Street
Hampton, VA 23663

    About Josephine W. Wong

    Having been in the banking and mortgage industries since 1991, Jo W. Wong has the product knowledge and expertise to help you with your real estate financing needs.  Whether you are in the market for purchasing your home or refinancing an existing property, Jo will take the time to learn about you, your financial goals and recommend the right solution.  She is passionate about making your mortgage experience a smooth and pleasant one.  Because of her commitment to this process, Jo has consistently been recognized for top ratings in customer service and satisfaction.

    Jo has been a Hampton Roads resident for over 20 years.

    Josephine W. is licensed in VA

    We provide mortgage rates and loan services in the entire state of Virginia, as well as the following areas:

    Tidewater Mortgage Rate Quote

    Intelligent Credit Report


    Home Value Center

    Careers

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    Licensed by the Virginia State Corporation Commission, MC 5264

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